Property Information
Upload HOA Documents
Upload any combination — the more you provide, the more complete your report. PDF, JPG, and PNG accepted. All five are recommended for a complete health and warrantability picture.
Current year budget with reserve allocation line items and assessment income
HOA board meeting minutes from the past 1–2 years
Dec page showing coverage type, per-unit deductible, and roof coverage basis
Form 1076, RR105C, or lender questionnaire — the tool will identify the form type and flag any missing required fields
Needed to verify highest recommended vs. baseline allocation — critical under Aug 2026 rule change
Analyzing Documents…
Reading uploaded documents
Extracting financial data & key facts
Checking warrantability thresholds
Assessing HOA & project health
Generating your report
Condo Analysis Report
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Section 1 — Conventional Loan Warrantability Screening
Fannie Mae Selling Guide B4-2 · LL-2026-03 · Freddie Mac Bulletin 2026-C · March 18, 2026
Section 2 — HOA & Project Health Assessment
Section 3 — Recommended Next Steps
Important Disclaimer: This report is a preliminary screening tool only and does not constitute a lender determination of project eligibility or warrantability. Actual warrantability requires full lender review. In Hawaii, many lenders require management companies to complete their own lender-specific condo questionnaire — an RR105C or uploaded questionnaire alone may not satisfy full review requirements. Results are based solely on the documents uploaded and may not reflect the complete picture. Rules referenced are based on Fannie Mae Lender Letter LL-2026-03 and Freddie Mac Bulletin 2026-C (March 18, 2026). Consult a licensed mortgage professional before making financing decisions. Barrett Financial Group NMLS #181106 | Zack Diener NMLS #470413 | Licensed in HI & CO.